Partner Landing Page | General - 10/1/2024 3:06:04 PM

Achieve your financial goals

Tap into your home's equity and use the funds however you'd like.

No matter what your financial goals — whether they're to pay off debt, make home renovations, expand your business, ease the burden of unexpected life events, or buy another property — your home equity can help you reach them without taking on monthly payments.

Find out if a home equity investment from Hometap could be the innovative financing solution you've been looking for.

Get an Estimate

How it works

01

Request an Estimate

Find out if you pre-qualify in a matter of seconds.

Fill out an Application

If approved, you'll work with your dedicated Investment Manager to review your Investment Offer together. Once we align on the specifics, we'll schedule a signing to make it official.

If it's a mutual fit and you decide to move forward, you fill out a quick and easy Application.

02

Receive and review the details

03

Receive your funds and plan for the future!

04

We'll send you the funds, which you can use for anything you'd like for up to 10 years — and there's no penalty for settling early! Meanwhile, you can use your Home Equity Dashboard to keep track of your Investment and home's value and equity, get maintenance tips, and more.

Compare ways to achieve your financial goals with your home equity

Use funds for whatever you'd like:

Pay off debt
Cover home improvements
Fund an education
Start or expand your small business
Invest in another property
Handle a life event or emergency
Prepare for retirement

Get an Estimate

Hometap's process was very streamlined and simple to understand. It made accessing equity easy without jumping through hoops. We can pay off all debts and upgrade our home while adding more equity value, making this a double win. Our investment manager was outstanding and extremely personable, his service was invaluable. We think more people need to look into this option for themselves. They'll be happy they did."

Guillermo, Florida

"Hometap is the best of all home equity investment companies. My investment manager was absolutely wonderful to work with. I have the funds to pay off all my debt, remodel my home and have extra just in case."

Robert, California

Homeowners love working with Hometap

FAQs

What exactly is a home equity investment?

Who can use a Hometap HEI?

Because there are a lot of factors that go into determining if Hometap can make an Investment in a property, there isn't a black-and-white list of criteria. Each property is evaluated independently. That's why we suggest you start an Investment Estimate so that our Investment Managers have the information they need to speak with you about your specific scenario. Here are some of the qualities that tend to make for a good fit:

Your home is located in a state in which we're currently operational. We currently invest in single-family homes, condos, vacation and rental properties, multi-family homes (1-4 units), and manufactured homes
We have a minimum FICO requirement of 500, though most homeowners we work with tend to have a score of 600+
You have a minimum of 25% equity in your home
The Investment amount you're looking for is 25% or less of your total home value, or under $600,000 (this is the maximum amount that we can invest, and it will depend on home value and equity percentage, as well)

The more you know about your home equity, the better decisions you can make about what to do with it. Do you know how much equity you have in your home? The Home Equity Dashboard makes it easy to find out.

Home equity investments from Hometap provide a way for homeowners to be paid today for equity they've accumulated in their property — without a loan. We invest alongside homeowners, providing cash today in exchange for a share in the home's future value. Homeowners can settle the Investment any time within 10 years, and the funds can be used for just about anything.

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