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Hometap is a smart new loan alternative for tapping into your home equity without taking on debt. Use it to pay off existing debt, fund a child’s education, make needed home renovations, or however you'd like — no loans, monthly payments, or interest. At the end of our 10-year effective period or when you sell your home, Hometap will be paid our agreed-upon share. The Hometap Investment process is simple, straightforward, and transparent.

We prepare you an offer

If we think an investment might be possible, we will send you an Investment Estimate, which includes estimated terms specific to your property.

You get the money upfront

We invest alongside you, the homeowner, providing cash today and participating in the proceeds at the time of sale.

You sell when you're ready

You can either sell your house during the effective period, buy out our Investment with savings, or take out a home equity (or other) loan.

See if you prequalify in less than 30 seconds.