Hometap is a smart new loan alternative for tapping into your home equity without taking on debt. Use it to pay off existing debt, fund a child’s education, make needed home renovations, or however you'd like — no loans, monthly payments, or interest. At the end of our 10-year effective period or when you sell your home, Hometap will be paid our agreed-upon share. The Hometap Investment process is simple, straightforward, and transparent.